As to your fear over money, the acquisition of wealth is not in itself a fearsome objective, it is a practical necessity. The problem with wealth arises from inappropriate attitudes toward possessing and using it. In this regard, you may find it helpful to read the Hidden Words (Persian) numbers 80, 81 and 82. As in so many other aspects of personal life, Bahá’u’lláh’s teachings provide a means for safeguarding us from the test of wealth by ordaining the law of Huqúqu’lláh, providing the opportunity to contribute to the Bahá’í Funds, and encouraging philanthropic endeavors for the well-being of all.